Our seasoned trial and appellate attorneys – some of whom held in-house counsel positions with financial institutions prior to joining the firm – bring a unique understanding of the industry to every client representation. Drawing upon our unparalleled experience to resolve problems and surprises in litigation matters, we guide financial institutions and other entities through governmental inquiries and other regulatory and compliance issues.
Compliance and Prevention of Disputes
Clients rely on our frank assessments and discerning analyses to navigate evolving federal and state laws and regulations, and to evaluate the impact of those rules on their business and strategic objectives. We have extensive experience helping institutional creditors resolve a wide range of creditors’ rights questions and disputes: director and officer liability issues, bankruptcy litigation, receivership proceedings, claim and delivery actions, cybersecurity and fintech, prosecution of borrower fraud, lender liability, and foreclosure and anti-deficiency law claims.
Transactions and Investments
In addition, we regularly advise our financial institution clients on corporate and business matters, such as the acquisition of retail bank branch facilities and equity investments in nonprofit and economic / community development organizations intended to qualify for positive consideration under the federal Community Reinvestment Act (CRA).
Our team brings together a diverse group of transactional and dispute resolution lawyers whose backgrounds and experience combine to provide practical, sound advice across a wide range of challenges and issues.
One AlvaradoSmith attorney spent more than ten years helping one of the country’s Top 5 banks invest more than $150 million per year in community and low-income projects before heading up the bank’s Community Development initiatives in the greater Los Angeles region. Another was in-house at the Resolution Trust Corporation, where he oversaw the asset management firms responsible for disposing of more than $560 billion in assets of failed savings and loan institutions.
Our Financial Institutions attorneys have won ground-breaking cases – like the major trial and appeal victory for an international banking client that established new case law on the bad-faith waste “exception” to the anti-deficiency statutes – and managed significant dockets, including the portfolio for one of the world’s largest banks that at its peak involved 1,500 active cases.
Representative work includes: